How to check bank account balance on phone

How to check bank account balance on phone within 5 minutes

The banking in India has now become very easy now. DigitalIndia campaign, emerging technology has made banks become smart. You can now do almost everything related to your bank account from your phone or computer. In this post, we will see, how to check account balance on phone. You can check any bank account balance on your phone using banking App, UPI, missed call or SMS banking.

How to check bank account balance on phone?

There are several ways to check the account balance of any bank account.

for all the methods, you need to have your mobile number registered with the bank.

Method 1 – How to check account balance using UPI app

This is a very simple and effective method of checking bank balance on phone.

  1. Download any UPI app from play store/App store. For this post, we will see Phonepe UPI app.
    Download PhonePe App
  2. After you download the app, open it and start the registration process.
  3. Enter your bank registered Mobile number and click on generate OTP
  4. Now, enter the OTP received on your phone and log into the App.
  5. You have to the bank details now to check account balance.
  6. Click on Add bank and select the bank from the list.
  7. UP app automatically detects the account associated with your mobile number and shows you the last four number of your account.
  8. Confirm the account details and tap next to create UPI ID
  9. Enter your Debit card last 6 digits, Expiry date to very your account.
  10. Once verified, enter the UPI Passcode of your choice.

You can now check the account balance by tapping on Check account balance option.

Also Read – SBI mobile banking activation in 2 minutes

Method 2 – How to check account balance by a missed call

If you don’t have the internet on your phone, then you can check account balance by just giving a missed call from your registered mobile number.

We will see how to check bank account balance of some popular banks in India

Bank Name Missed Call Number
SBI 1800112211
HDFC 18002703333
Axis Bank 18004195959
Kotak Mahindra Bank 18002740110
PNB 18001802222
Andhra Bank 09223011300
Bank of Baroda 09223011311
IDBI Bank 18008431122
Syndicate Bank 08067006979
Bank of India 09015135135
Canara Bank 09015483483
CBI bank 09222250000
Union Bank 09223008586
Yes Bank 09223920000

Method 3 – Check Bank account balance using Mobile Banking App

Mobile bank app is also the best way to check the account balance on phone.

All you need is to download the app and login with your account details to check the balance.

Here is a list of some popular banks in India and it’s Mobile App. Just click on the App name to download it.

Bank Name Mobile Bank app Name and Download link
SBI SBI Anywhere Personal
ICICI iMobile
Axis Bank Axis Mobile
Kotak Mahindra Bank Kotak Mobile Banking
HDFC HDFC Bank Mobile App
Bank of Baroda Baroda M connect
IDBI Bank IDBI Bank GO Mobile+
Bank of India BOI Mobile
Canara Bank Canara Bank Mobile Banking
CBI bank Cent Mobile
Union Bank U-Mobile

Method 4 – Check account balance with NUUP – without internet banking on Phone

NUUP ( national Unified USSD Platform) also known as *99# service to bank on mobile. This method is not well known but is very very best to check account balance and transfer money.

The best part of NUUP method is, you don’t require an internet connection on your phone. All you need is to dial a USSD code and add your account number to check the balance.

Note – SMS charges apply for every transaction.

Step1: Dial *99# from your phone’s dial pad

Step2: The popup menu with the text “Welcome to NUUP, Please wait” will appear on the screen. Click OK to continue.

Step3: On the next screen, select the language you want to use.(just type the number corresponding to language)

Step4: NUUP welcome screen will appear asking you to enter your 3 letters of bank’s short name (like SBI/PNB/IOB etc) or First 4 letters of Bank’s IFS code (like SBIN). If the .entered response is correct the NUUP menu will appear.

Step5: Now, select the account number of your bank. Last 4 digits will be shown, verify it and tap on Send.

Step6: Enter the 6 digits of the debit card, then space and then enter expiry date in MMYY format. tap send to proceed.

Step7: Set your 6 digit UPI PIN.

Step8: Renter the 6 digit UPI PIN to verify.

Step9: Next screen shows the successful message about UPI PIN. Here, enter your UPI PIN to check the balance.

NUUP to check bank balance on phone

Step10: Next time when you dial *99# , just selec the check balance option and enter UPI PIN to get your account balance on the screen.

NUUP to check bank balance on phone

That’s it, with these simple 5 steps you can check your bank account balance on phone without internet banking.

Also Read – How to change mobile number in axis bank


This guide tells you how to check bank account balance on phone anywhere, anytime. We have seen all the methods available to check account balance on the go. If you have any query, question, suggestion please fill free to write down in the comment section below.

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