How to redeem SBI reward points

How to redeem SBI reward points in SBI Debit and credit card in 5 minutes

Many Banks in India offers reward points when you transact using your Debit or Credit card. SBI also provides SBI reward points to all their debit or credit card holders. Each transaction can earn you some points which can be used to shopping or redeem on other services. In this article, I have explained how to redeem SBI reward points of your Debit and Credit Card.

Ways to redeem SBI reward points

There are different ways to redeem points accumulated in your SBI debit or Credit card.

We will see two ways to redeem the SBI debit card reward point. And one way to redeem the Credit card reward point.

How to redeem SBI reward points in SBI debit card

There are two methods to do this. The first method is handy, and you can use these points for your day to day needs, like recharge, bill payment, etc.

Method 1 – Redeem via Mobikwik App

This is a straightforward and easy method to redeem your sbi reward points and convert them into Mobikwik wallet money.

Step1: Install the Mobikwik wallet and login with your mobile number.

Step2: Tap on the Offers option at the bottom.

Step3: Now find the Loyalty Redemption section and tap on Redeem Max Get More Points option.;

Step4: You can now enter your card details to check reward points and redeem it.

Step5: Enter the card number and mobile registered with bank to add your card.

Step6: Once the card is added, tap on the card and enter how much amount you want to redeem( 4 reward points = 1 Rs.) and tap on Redeem amount option.

redeem sbi reward points in mobikwik wallet app

Step7: Enter the OTP received on your mobile number and tap on Verify button.

Step8: SBI reward points are now converted into a Mobikwik wallet.

Step9: You can use this wallet to avail many different services like mobile recharge, DTH recharge, Credit card bill payment, Train ticket booking, Electricity bill payment, etc.

2) Redeem Via official Website

You can register on “sbi rewards” official website to see the reward points, and various redeem options.

Step1: Open on your computer/smartphone.

Step2: Click on the Register option if you dont have the account. Elase you can log in with your user id and password.

Step3: You can register with your debit card number or SBI CIF number. The most preferred method is CIF number.

enter cif number to register on rewardz website

Step4: Once you enter the customer ID (CIF), click on the GO button.

enter personal details to register in sbi rewardz website

Step5: Now you will get OTP on your mobile number and email address. Enter this OTP on the new page displayed on the screen.

Step6: On the next page, enter your desired user id and password for login.

Step7: You can now login to SBI Rewardz website using user id and password.

Step8: On the main dashboard page, you can see various options to redeem the points.

Step9: As per your choice, you can redeem your points by following the instructions on the screen.

Most popular redeem deals are –

Recharge your Phone, Redeem for Amazon gift voucher.

How to redeem SBI reward points in SBI Credit card

If you have SBI credit card, then you can also earn reward points by using the card for online transactions. To check and redeem the SBI reward points, you can visit the sbi credit card website.

Step1: Open on your phone/computer.

Step2: Login with your user id and password. If you haven’t registered for the sbi card website, then follow this guide to know how to activate sbi card and set user id and password.

Step3: On the main dashboard page, click on the Rewards option and then click on the Reward summary option to see the total points collected.

redeem sbi credit card reward points

Step4: You can now click on Redeem reward to see the various redeem deals and select your chosen deal.

In this way, you can quickly redeem reward points in sbi credit card


In this guide of “How to redeem SBI reward points,” we have seen the redemption of sbi debit and credit card reward points using different methods. This article also explains how to check reward points in your debit and credit card. In case, you have any query related to this article; you can write your question in the comment section below.

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